Analysis
Colombia's data, explained and downloadable
Every publication comes with the analysis, a dashboard to explore it, and the underlying data. Filter by topic or format to find what you need.
21 publications
AI is the new agile: how to run projects when the cycle lasts hours
Module 5, the seminar's closing session. The Agile Manifesto asked for short cycles and frequent delivery; with AI the cycle dropped from weeks to hours. Six principles, a five-step cycle and a full walk through strategy, how a project is born, the life cycle, the PMBOK (groups, areas and domains) and the agile frameworks, showing what AI does and what a person still decides.
Supertransporte oversees 336 trillion pesos, but only 93 trillion is transport
7,150 companies filed with Colombia's Transport Superintendence for 2024. They billed 336 trillion pesos, of which only 92.9 trillion was transport revenue. Ecopetrol, Reficar and Terpel, absent from Supersociedades, are here. And only 127 companies file with both.
2,700 complaints a day about money customers do not recognise
Complaints about unrecognised transactions went from 378,377 in 2023 to 977,980 in 2025 and are now the number one reason. In 2026 they levelled off. Ranking of the banks with the most complaints from 2023 to 2026, with open data from Colombia's Financial Superintendence.
Davivienda absorbed Colombia's seventh-largest bank and still trails Bancolombia
Since 1 November 2026 the business of DAVIbank, formerly Scotiabank Colpatria, belongs to Banco Davivienda. Combined, Davivienda reaches COP 199.1 trillion in assets, 17.7% of Colombian banks, and stays second. Lambda Bank is not a brand: it is the new legal name of the old company.
The biggest sellers are not the biggest earners
D1 was the biggest seller in Colombia in 2025: 21.56 trillion pesos. It kept 1.9 pesos of every 100. Cenit sold a third as much and kept 76. Of the top 10 sellers and the top 10 earners, only 4 are on both lists.
Agile and Scrum: what it is, how it connects to the PMBOK, and how the work actually gets done
Module 4. The Agile Manifesto in four values and twelve principles, why the process groups do not disappear but repeat inside every Sprint, and Scrum in depth: accountabilities, events, artifacts and a complete example. Plus Kanban, XP and Lean, so you know when to use each.
Colombian bank profits through August 2026: almost half belongs to one bank
Colombia's 30 banks earned COP 11.40 trillion between January and August 2026. Bancolombia holds 47% of that profit with 26% of the assets. And yet concentration is at its lowest since 2022.
OKRs and KPIs: one leads, the other reports
They are not rivals — they measure different things. A KPI watches the health of what already works; an OKR pushes what does not exist yet. How to build each, how they connect, and the ten mistakes that sink an OKR rollout.
The five process groups of a project, and where AI fits into each one
Module 3. The whole seminar in one map: from the idea that is not yet a project through to formal closure. And in each phase, which task you can hand to an AI today, with what instruction — and the four where you should not.
Colombia's government debt multiplied by twelve. That tells you less than you think
Twenty-four years of public debt, four administrations and three different ways of measuring the same thing. Why the country borrowed, which figure almost everyone quotes wrong, and what the debt is about to cost the next government's budget.
Ara booked 16.3 trillion pesos and still lost 579 billion
Jerónimo Martins — the Ara stores — booked 16.3 trillion pesos in 2025 and closed in the red. D1 sold 21.6 trillion and made 419 billion. The gap is not where you would expect: it is in 1,653 leases and one accounting standard.
How to choose a project life cycle
Module 2. Predictive, iterative, incremental, agile and hybrid are not five rival schools: they are points on one scale. Two questions settle the choice — and on serious projects the answer is rarely just one of them.
Colombia grew 3.7% a year for two decades. It now grows 1.63%
Twenty-three years of real GDP, six governments and a single yardstick. With the three traps that ruin almost every comparison in circulation, and the figure that decides the next decade.
Colombia's dollar: four governments, two climbs and two falls
From 2,647 to 3,128 pesos in twenty-four years, with a 5,061 record in between. The four stretches do not line up with political colors — they line up with the price of oil and with the Federal Reserve.
Risk and compliance architecture in Colombian banking
How the second line of defence is organised at a bank supervised by Colombia's Financial Superintendency, and why Risk and Compliance are two separate functions even though they sit in the same layer. A complete map, from the board of directors down to the financial intelligence unit.
Colombia's cooperative sector: 7.6 million owners
The 3,251 cooperatives, employee funds and mutual associations supervised by Colombia's Solidarity Economy Superintendency. How much they weigh, which ones actually lend, and why half the sector is the size of a small business.
An X-ray of Colombia's financial sector, June 2026
The 254 institutions supervised by Colombia's Financial Superintendency, read from the CUIF chart of accounts. Where the 1,732 trillion pesos sit, who funds them, and why the sector's weak spot is not the banks.
Three regulators, three ways of handling other people's money
Colombia's three supervisory regimes side by side: 32,817 entities and 3,752 trillion pesos in assets. Leverage climbs from 46% to 87% as the level of supervision rises, and that is no coincidence.
How a project is born: from idea to approved budget
Module 1. Why most good ideas die before the steering committee, and what a business case has to carry for the money to be approved. With a real collections case where the fine cost nine times more than the fix.
A corporate X-ray of Colombia, 2025
The 29,312 companies that filed financial statements with the Superintendency of Companies, classified by activity code and cross-referenced against their income statements. Where the market is, where the risk is, and who actually keeps the profit.
How to tell whether a KPI earns its place
Four questions that separate the indicators that change a decision from the ones that just fill a dashboard. Plus the signs that an indicator is about to be ignored.